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Benefits for Association Members
Select a benefit from the menu on the left to learn more.
1st Diagnosis Heart Attack & 1st
Major Heart Surgery Insurance Policy
Underwritten by United Teacher Associates Insurance Company
Why Think About Heart Attack and
Major Heart Surgery?
In every
year since 1900, cardiovascular disease accounted for more
deaths than any other single cause or group of causes of
death in the United States.1 Coronary heart
disease is the single largest killer of American
males and females.1
This year, an estimated 700,000 Americans will have a new
coronary attack and about 500,000 will have a recurrent
attack. It is estimated that an additional 175,000 silent
first heart attacks occur each year.1
Today, your
chances of surviving a heart attack are greater than ever
before because of advances in prevention and treatments.
However, these non-medical and other out-of-pocket expenses
can be overwhelming.
The 2005
overall estimated cost for cardiovascular disease totaled
$393.5 billion. $241.9 billion (62%) was for direct medical
expenses, but more than one-third of this amount, $151.6
billion (38%), was for non-medical expenses (lost
productivity due to morbidity and mortality).2
Medical vs. Non-Medical Expenses
Medical:
Non-Medical:
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Loss of
income
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Family member
loss of income
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Ongoing fixed
costs such as rent or mortgage, groceries, utility
bills, etc.
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Insurance
deductibles and co-payments
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Travel and
hotel expenses
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Child Care
expenses
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Home Care
during treatments
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Non-Covered
Experimental Treatments
Source:
1American
Heart Association | American Stroke Association, Heart
Disease and Stroke Statistics, 2007 Update At-a-Glance, pg.
12. 2American Heart Association Heart Disease
and Stroke Statistics, 2005, pgs. 10-11. These facts
represent the U.S. population, are presented for information
only, and do not imply coverage provided under the policy or
endorsement of the American Heart Association.
Not all policies and product features are available in all
states.
This is not an offer or solicitation in any jurisdiction
where the policies are not approved for sale.
AMBA 2008
800.258.7041
Some policies and benefits not available in all states.
Contact our office to find out if a product is available in
your state.
Policy
form series: -HF-960501-UTA, HF-960502-UTA,
HG-960701-UTA-CRT and HG-970801-UTA-CRT.
(policy form numbers vary by state).
This product not available in California.
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