At AMBA, our mission is to serve associations that bring people together through membership. Our leadership is committed to making a difference and our team is proud of what they do. This is our culture, and it is reflected throughout our organization.

Dave Baumgardner

Executive Vice President | Sales Enablement

Dave Baumgardner serves as AMBA’s Executive Vice President | Sales Enablement. Dave joined AMBA in November 2018, bringing over 30 years of experience in the insurance and financial services industry, including various distribution, leadership, operations, and regional roles from Allstate, learning, and development at Bank of America, distribution operations, and as head of Claims Transformation at Horace Mann Insurance. Dave earned his MBA from the University of Illinois.

Steve Cardinal serves as Chief Executive Officer of Association Member Benefits Advisors (AMBA), a nationwide full-service agency focused on plan design, negotiations, and implementation of benefits for associations. Under Steve’s guidance, AMBA provides turnkey benefit programs for associations and members.

Before assuming leadership of AMBA, Steve served as Executive Vice President and Chief Marketing Officer at Horace Mann, a billion-dollar-plus publicly-traded insurance company. Prior to Horace Mann, he served as Agency Operations Executive for Bank of America, as Regional Distribution Leader for Allstate (where he led 960 agents and drove multimillion-dollar revenue growth in a 5-state sales region, and directed Office of Supervisory Jurisdiction for Allstate’s 950 agencies).

Early in his career, Steve served as an insurance agent for MetLife, where he was recognized as Rookie of the Year and as a Top Producer Award Winner throughout his tenure with the company. He also received the Pinnacle Award, recognizing his Top 5% performance in sales nationwide.

Steve is a graduate of the University of Wisconsin and received his MBA from the University of Illinois.


Chief Executive Officer

Gordon Chan

Chief Financial Officer

Gordon Chan is the Chief Financial Officer of Association Member Benefits Advisors (AMBA). He joined the company in May of 2017 to transform AMBA’s data analytic infrastructure and FP&A capabilities to support the strategic direction of the company with sound, fact-based business decisions.

Gordon is a proven Financial and Operations Leader in the Insurance and Banking / Financial Services industries with over 25 years of progressive experience and responsibilities transforming businesses through developing, implementing, and executing business strategies. Before joining AMBA, he worked for a boutique investment bank, Allstate, Bank of America, and Farmers Insurance. Gordon has a strong reputation for leading and developing teams, cultivating collaborative business relationships, driving continuous improvement processes, managing multiple projects, and leveraging analytics to optimize growth and profits.

Gordon attended the University of Washington, where he completed his undergraduate degree in business and graduated with honors from their MBA program.

John Eagle joined AMBA in November 2005 to lead the financial and accounting functions of the company. He holds 26 years of Certified Public Accountant experience in public and private industry sectors, 20 of which have been in the insurance industry. John holds a BA in Accounting from Southwestern University.


Chief Accounting Officer

Anita Gage

Chief People & Administrative Officer

Anita Gage is the Chief People & Administrative Officer of Association Member Benefits Advisors (AMBA). She joined the company in August of 2017.

Anita brings over 30 years of insurance industry experience across multiple states and Fortune 500 companies to the AMBA. Here, she has a track record of driving cultural change, being an authentic leader, and executing operational efficiency. She has vast experience with Project Office, operations, and sales, but in her current role, she has the opportunity to focus on her passion – employee engagement. 

Anita received her Masters of Business Administration from the University of Phoenix. Anita is committed to being a lifelong learner who enjoys international travel to learn from and about other cultures. 

Mark Krum joined AMBA in February 2018 to lead strategic growth through distribution expansion. Mark has over 30 years of insurance industry experience, including senior carrier positions and consultant to Fortune 500 companies, VC opportunities, and various industry market/product developments. Mark has a BS, Civil Engineering degree from Lawrence Technological University.

Mark Krum

Executive Vice President | Business Development & Partnerships


Executive Vice President | Direct Sales & Associations

Ryan Motola Joined AMBA in August 2005 to support the growing direct-to-member marketing channel. This included expanding AMBA’s integrated marketing approach for membership growth and endorsed program sales through direct mail, contact center, and eCommerce. Today, Ryan provides intricate knowledge of many facets of the business while leading AMBA’s direct-to-consumer marketing and association partner strategy. Ryan holds a BA in Finance and Accounting from TCU.

Nick Taylor is the President and Chief Operating Officer of Association Member Benefits Advisors (AMBA.) He joined the company in March of 2017.

Before joining AMBA, Mr. Taylor spent over 14 years in the insurance and financial services industry. His experience includes leading a variety of successful growth, strategic, sales, and marketing initiatives at Allstate, Bank of America, and Horace Mann Insurance. He has a proven track record of delivering profitable growth, driving operational excellence, and has an innovative approach to products and distribution.

Nick earned his Economics degree from the University of Utah and an MBA from the University of Illinois. Nick enjoys spending time with his wife, Stephanie, and their two daughters, Addison and Olivia.


President & Chief Operating Officer


General Counsel and EVP, Communications
Brian is the General Counsel and EVP, Communications at Association Member Benefits Advisors (AMBA). He joined the company in June 2022 to oversee all legal aspects of AMBA's business, manage AMBA’s evolving compliance standards, and improve corporate communications.

Previously, Brian was an attorney at a major international law firm where he counseled clients, including AMBA, on various legal matters including commercial disputes, white collar investigations and compliance, and employment.

Brian earned his bachelor’s degree from Vanderbilt University and his Juris Doctorate, with honors, from the University of Connecticut School of Law.
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